Buying Spanish Property

At Sunny Casas, we believe purchasing a home in Spain should be an exciting and rewarding journey. Our team is here to guide you through each stage, ensuring that your experience is smooth, stress-free, and informed. Let’s break down the process.

Property Finding Process

Personalized property search >

Virtual viewings >

Honest information sharing >

Mortgage & financial guidance >

Legal services >

Investment properties >

A Step-by-Step Guide

1. Determine Your Budget

Understanding your budget is the first crucial step. Factor in not only the property price but also the additional purchase costs. Depending on the region, these may range between 8%-10% (Property Transfer Tax, ITP) for pre-owned properties and 10%-12% (AJD, VAT combined) for new ones. Make sure to consider exchange rate fluctuations and any fees associated with the purchase.

Read more about property buying costs in Spain.

2. Assemble Your Team

In addition to the expertise of Sunny Casas, you will need the support of an independent bilingual lawyer. They will protect your interests throughout the process. If you’re buying with a mortgage, it’s advisable to secure one early on. Additionally, partnering with a currency exchange firm will help you manage the cost fluctuations.

3. Find Your Dream Property

Once your budget is set and your team is in place, it’s time to start your property search. Let us know what you’re looking for, and we’ll organize viewings based on your preferences. If you find something you love, our team will assist you in making an offer, guiding you through negotiations and contracts.

4. Signing the Sales Contract

Upon accepting your offer, your lawyer will prepare the sales contract. Typically, you’ll be required to pay a deposit (around 10% of the purchase price for resales). New-build properties may require a larger upfront payment. Our team will be by your side, ensuring a smooth and transparent process.

5. Finalizing the Purchase

Completion day happens at the notary’s office, where the deed is signed, and the remaining balance is paid. Your lawyer will handle all legalities, including taxes and fees. Once the deed is notarized, you’re officially the owner of your Spanish home!

6. Post-Purchase Support

Even after the purchase is complete, Sunny Casas continues to offer support. Our aftersales team will help with registering your property, setting up utilities, and any post-move requirements you may have.

Ready to Start?

If you have any questions about the process or are ready to begin your Spanish property journey, our team at Sunny Casas is here to help. Contact us today!

Contact us for more info.

By submitting this form, you confirm that you agree to our website terms of use, our privacy policy and consent to cookies being stored on your computer.

Need assistance? We're here to help.

Customer Feedback

Maris from the Sunnycasas team was the fantastic agent who helped me find my dream home in Spain. She listened to my needs and presented a great selection of properties. Maris was a joy to work with, very knowledgeable, and facilitated connections with key contacts, like mortgage advisors. I’m very grateful for this excellent experience! Thank you, Maris and Sunnycasas!

Emilija Petrović

From start to finish, the service was extraordinary. The entire Sunnycasas team, including everyone involved, was both professional and friendly. I consider myself fortunate to have chosen the right agents. Simply top-tier!

Giovanni Rossi

I’m from the USA, and without the help of the Sunnycasas team, I have no idea how I would have managed my home search in Spain. From start to finish, they were incredibly supportive in every way, including their excellent customer service. They can also recommend financial firms and attorneys if you need them. I would highly recommend Sunnycasas to anyone looking for assistance in finding a home in Spain.

Jessica Thompson

Properties in Sale

Newest Properties Around You

Buying Spanish Property